The Time I Got a Call From 9093167395

I still remember the first time I saw 9093167395 pop up on my phone. It was late evening, and I was curled up on the couch, halfway through a mystery novel. 

The number looked unfamiliar, but something about it made me pause. Against my better judgment, I answered—and instantly regretted it.

The voice on the other end claimed to represent Credit One Bank, talking about an urgent matter with my account. 

My gut screamed “scam,” so I hung up and decided to do some digging. What I found about 9093167395 might save you from a similar headache.

What Is 9093167395 and Why Is It Calling Me?

After some research, I discovered that 9093167395 is often linked to Credit One Bank and has been frequently reported as a debt collector number. 

People say it calls during evening hours and is sometimes flagged as spam by caller ID apps.

Interestingly, the number can show up in different formats, like 909-316-7395 or (909) 316-7395. That makes it easier for it to slip past call filters. 

Even if it truly belongs to a company like Credit One Bank, it doesn’t mean you should automatically trust the call.

Is 9093167395 Legit or a Scam?

This is where things get tricky. Some people say they received legitimate calls from this number about their accounts. 

Others swear it’s a scam, claiming the callers were aggressive and demanding immediate payment.

Both can be true. Banks often hire third-party agencies for debt collection, and these agencies sometimes use different phone numbers. 

But scammers can also spoof real numbers to make them appear official on your screen. That’s why verifying the call is so important before you say a word about your finances.

What Should You Do If 9093167395 Calls You?

Here’s my personal rule: if I don’t recognize the number, I don’t answer. It saves me from the stress of dealing with pushy callers or scammers.

If you do pick up and the person claims they’re from Credit One Bank, don’t give them any personal or account information. Instead, ask for their name, department, and a callback number. 

Then, hang up and call Credit One Bank’s official customer service line (which you can find on their website or on your statement) to see if they really tried to contact you.

If they didn’t, it’s probably a scam—or at least an unwanted collector—and you can block the number with peace of mind.

How to Block 9093167395 on Your Phone

Here’s a quick guide to blocking the number so it stops bothering you:

On iPhone

1. Open your Phone app and find 9093167395 in your Recents list.
2. Tap the info (i) icon next to it.
3. Scroll down and tap Block this Caller.

On Android

1. Go to your Phone app and open your Recents or Call Log.
2. Tap and hold the 9093167395 entry.
3. Select Block/report spam from the menu.

Once you block it, your phone won’t ring if they try again. It’s like ghosting, but for spam calls—and it feels amazing.

Why 9093167395 Might Keep Calling

Sometimes these calls are automated and part of a large dialing system, which explains why they come at odd hours. They might keep trying, hoping someone finally answers.

Debt collectors are legally allowed to call you, but they’re not allowed to harass you. If they call nonstop, use threatening language, or refuse to identify themselves, you can file a complaint with the Consumer Financial Protection Bureau. Knowing your rights can help you stay calm and in control during these annoying moments.

FAQs About 9093167395

Is 9093167395 really from Credit One Bank?

It’s often reported as being connected to Credit One Bank, but that doesn’t guarantee it’s always them. Scammers can spoof real numbers to make it look like a bank is calling. 

If you get a call, hang up and dial Credit One Bank directly using the number on your card or their official site. That way, you’re certain who you’re speaking with.

Why does 9093167395 keep calling me at night?

Many people say the calls come during evening hours, which might be part of an automated call schedule. 

Collectors often work during extended hours to reach people after work. If it’s disrupting your peace, block the number or use your phone’s “Do Not Disturb” mode during certain hours.

Can I get in trouble for ignoring 9093167395?

No, you won’t get in trouble for ignoring calls. If the matter is real and important, the bank will send you letters or official emails. 

Phone calls are often just an initial attempt to contact you. Prioritize written communication so you have a paper trail in case of any disputes.

How can I report harassment from 9093167395?

If the calls become threatening, excessive, or abusive, you can report them to the Federal Trade Commission or the Consumer Financial Protection Bureau. 

Keep a log of the call times and what was said. This record will help if you file a complaint or pursue legal action.

My Final Take on 9093167395

After dealing with 9093167395 myself, I’ve learned one thing: my peace of mind is worth more than a mystery call. I now let unfamiliar numbers go straight to voicemail and only respond if I can verify who’s calling.

If you ever see this number flash across your screen, don’t panic. You have options—block it, ignore it, or verify it safely. 

Your time and your personal information are valuable, and you don’t owe either to an unknown caller.

Pro tip: keep your phone on silent when you’re relaxing. If it’s truly urgent, they’ll leave a message—and if it’s 9093167395, you won’t have to hear it at all.